📄 Terms & Conditions and Cancellation Policy

By booking a trip with DeterminedAngel LLC, you agree to the following terms:

🔒 Payments

All trip payments are non-refundable but transferrable. This includes deposits, installment payments, and final balances.
Prices are based on negotiated group rates and may include non-refundable airfare, cruise cabins, hotel accommodations, and group experiences secured on your behalf.

💳 Buy Now, Pay Later (BNPL)

Third-party financing through Affirm, Klarna, or Afterpay is subject to approval. Any payment plans, billing concerns, or disputes must be handled directly with the selected BNPL provider.

❌ Cancellations

All payments made to DeterminedAngel LLC are non-refundable, regardless of the reason for cancellation.

We understand that unexpected situations can arise. While we do not offer refunds, paid bookings may be transferred to another eligible traveler or future trip, depending on vendor policies and provided sufficient notice is given. Additional name change or vendor fees may apply.

Trip protection through travel insurance is strongly encouraged to safeguard your investment in case of emergencies or disruptions. No-shows or late arrivals will not be refunded under any circumstances.

🔁 Transfers

Trip bookings may be transferred to another traveler or trip up to 90 days prior to departure, pending written notice and approval. Name changes for flights or cruises may incur fees per airline or vendor policy.

🧳 Travel Insurance

We highly recommend purchasing travel insurance through our affiliate partners. Coverage can include cancellations, medical emergencies, baggage issues, and trip delays. A link to purchase insurance will be provided after booking.

✈️ Responsibility & Liability

DeterminedAngel LLC is not responsible for travel delays, cancellations, weather disruptions, airline issues, acts of God, or personal circumstances that may affect your participation. We are not liable for denied boarding, missed connections, or incomplete documentation.

By submitting payment, you confirm that you have read, understood, and agree to these terms.